Georgia Traffic Tickets That Cause Insurance Rate Increases

Its common knowledge that if you speed and get caught either by a high tech laser device or traffic camera, or by a uniformed traffic officer you will receive a ticket, no matter what state you are in when the speeding violation occurs. Most of us have experienced that sick feeling in the pit of our stomachs when the lights of a police car flash to pull you over and you know you’ve been speeding, its an awful feeling indeed.

The repercussions of speeding tickets and traffic tickets in Georgia run anywhere from fines and points to a lost driver’s license and maybe even worse for some drivers, an increase in your insurance premiums or rates. Its difficult to know how much a specific violation will cost in insurance increases, as each driver has a different history or driving record and thus the increase varies based on type of ticket and prior driving record. Typically though, the list below includes those types of tickets that will cause your insurance premiums to go up and an estimate of the percentage increase.

1. Driving Under The Influence (DUI) , also known as Driving While Intoxicated (DWI) up to a 25% increase.

2. Reckless Driving – 15 to 20% increase

3. Speeding Ticket – the first ticket may be waived if the driver is willing to go to traffic school but with each subsequent speeding violation and mph over the speed limit, the fine increases and insurance rates will eventually be increased by 10% or more.

4. Red light violations – 10% and repeat violations could bring higher rate increases.

5. Driving without a valid Georgia drivers license – 10% increase

If you need help with a Georgia speeding ticket, GA DUI or other traffic ticket, visit the Georgia Traffic Lawyers website for a free attorney consultation, maybe you can fight the ticket and keep your driving record and current insurance rates.